Selling Your Home Through a Short Sale Now Could Save You $500,000 Over the Next 30 Years

Posted by webmaster on Jan 26, 2012 in Short Sale Arizona - Phoenix - Queen Creek | 0 comments

Like many families, particularly in San Diego were we live, we've watched our equity slip away over the last 2 years. Thousands of homes are over $200,000 upside down, and with the change in economy mortgage payments become unaffordable. What to do??

A loan modification is attractive for many people because of the emotion attachment to the house and the financial saving of reduced mortgage payments that can be obtained with a loan mod. But it still locks you in a negative equity position for years to come.

What if I told you that financially it will cost you about a half a million dollars just to hold that home instead of selling it through a short sale?

For Example:

For more videos on short sales check out Kevin and Fred on the Short Sale Power Hour. Video for Short Sale Specialists.

Are You Concerned About Tax Ramifications With Your Short Sale?

Posted by webmaster on Jan 25, 2012 in Uncategorized | 0 comments

Hi, I'm Kevin Kauffman. I am part of Group 46:10, one of the country's top short sale and real estate businesses based right here in Phoenix. Are you having trouble making your mortgage payments or are tired of being underwater on your home loan? We at Group 46:10 can provide you with different options to alleviate some of these issues. As one of the premiere short sale teams in the country, we have closed more than 500 short sales in the past 4 years and have a closure rate of over 90%.

I'm here today to talk to you a little bit about short sales and tax ramifications. One of the concerns that we hear quite frequently from prospective clients is that they would like to short sell their home, but are concerned about the taxes they will have to pay after the sale. Perhaps you've heard from other homeowners that have done short sales that there were some tax liabilities and want to find out more.

The Mortgage Debt Relief Forgiveness Act, which ends at the end of 2012, permits homeowners, such as yourself, to not pay taxes on the forgiven amount if the property is their main residence and the selling price is less than $2.5million. If you are thinking about short selling your house, you need to act quickly because the transaction has to be finalized by the end of the year in order to qualify for The Mortgage Debt Relief Forgiveness Act.

Please give us a call or fill out the form on our website, group4610shortsale.com, to find out more about this act or if you have questions about your particular situation. If you don't qualify for this act, don't let that stop you from short selling your home. We have a couple of other ways to avoid paying taxes as well. A qualified short sale expert, such as myself and my business partner Fred, can discuss those different options with you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin and Fred, Short Sale Specialists, on the Short Sale Power Hour. Video for Short Sale Specialists.

Get a Loan Modification – Avoid Foreclosure by Modifying Your Mortgage Now!

Posted by webmaster on Jan 24, 2012 in Foreclosure | 0 comments

Are you behind on your mortgage or are you facing foreclosure? Does it scare you that you might not have a place to live for very much longer and you might have to find a place that is not what you are used to? There are ways to save your home and avoid foreclosure if you know what you are doing and what to look for. Here are some tips to help you get loan modification to save your home.

First, you need to know what this is and what you can do to use this type of modification to save your home. You have to meet a few requirements that are pretty easy to meet. Your mortgage, taxes, insurance, and any homeowner dues have to be more than 31% of your gross monthly income combined. This is necessary for you to qualify and you also must be in some sort of financial hardship.

Second, when you get loan modification you are actually getting a new loan with a lower payment and rate that will help you make sure you can make your payments without any issue. This is important and they use your current income and budget to help make sure you will be able to handle your new payment without any issues. This will help you save your home and get back to current. This is why you need to get loan modification on your home.

Last, when you are considering modifying your mortgage you can get a free consultation, which is important because some companies want to charge you thousands just for a consultation. You can actually get it done right online for free. You just fill out a simple little form about yourself and your current mortgage. Then, they will call you the next day or within a couple days to discuss with you what they can do to help you keep your home.

Click Here to discover exactly how to Save your Home from Foreclosure by Modifying your Mortgage!

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Watch Kevin Kauffman and Fred Weaver of Group 46:10, Short Sale Specialists, on the daily Short Sale Power Hour.

What Are Your Short Sale Options?

Posted by webmaster on Jan 24, 2012 in Uncategorized | 0 comments

Hello, are you considering a short sale however you're not fairly sure of what your options are? Well, my name is Kevin Kauffman and I am a part of Group 46:10, Phoenix's premiere short sale staff and Phoenix's premiere short sale team. I am here to inform you that you simply do have choices and I'd love to speak to you about them. My crew and I've closed over 500 short sales within the last four years. We're here that will help you so for those who want any help, whether or not you've gotten an FHA loan or perhaps you've got bought a VA mortgage, we will help. Maybe you're undecided as a result of there are different guidelines around FHA and VA loans compared to loans with your typical credit union or with Bank of America or Wells Fargo.

Come to the specialists and get a free session with us. We'd love to speak to you about what your choices are. We have worked with each financial institution out there. We have worked with over one hundred banks. We've handled Fannie Mae and Freddie Mac, and FHA and VA, and anybody and everyone in between and we all know that we will help you.

So please give us a call today. You can reach us at 480-449-6642. You too can fill out a form right here on our website. For those who’re not on our website, you can visit us at Group4610shortsale.com. Right here you will get your free short sale decision calculator outcomes as well as request an in individual meeting. We'd love to talk to you about your choices and if a short sale is best for you, we'd love to assist you. Thanks so much and have an incredible day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.